Free savings tool

Savings Goal Calculator

See exactly how long it takes to reach your goal, and how much interest helps along the way.

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Time to reach your goal
You'll deposit
Interest earned
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How it works

Reaching a savings goal, in plain numbers

Pick a target, tell us what you've already put aside and what you can add each month, and the calculator shows how many months and years it takes, plus the date you'll cross the finish line. Add an interest rate and you'll see how compounding shaves time off.

The hard part isn't the math, it's the habit. SumiQ helps with that: log spending by voice or a tap, see where your money actually goes, and free up more to send toward the goal, automatically converted into one currency if you earn or spend in several.

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Savings FAQ

Does this account for interest?
Yes, optionally. Leave the rate at 0 for a plain "deposit X per month" estimate, or add an annual rate (APR) to see how interest, compounded monthly, gets you there sooner.
What deposit do I need to hit a date?
Adjust the monthly deposit and watch the time update live. Nudge it up or down until the date lands where you want it.
Is it accurate?
It's a clean estimate using monthly compounding. Real returns vary, and rates change, so treat the result as a planning guide, not a guarantee.
Can SumiQ help me save faster?
Yes. SumiQ shows where your money goes so you can redirect more toward the goal, and tracks balances across currencies in one true total.