Free perspective tool

What Does It Cost in Hours of Work?

Prices stop being abstract when you see them as time. Enter your pay and a price.

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h
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You work this long for it
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Your real hourly pay
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Share of a month's pay
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Currency:
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The calculator turns your monthly take-home pay into a true hourly rate, counting only the weeks you actually work, then divides the price by it. The result is how many working hours, and roughly how many working days, that purchase costs you.

This is a perspective tool, not a verdict. Some things are worth ten hours and some are not worth one, and only you can say which is which. What it does is replace an abstract number with something you can feel, before you decide.

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Good to know

Hours of work FAQ

Should I use gross or take-home pay?
Take-home, the amount that actually lands in your account. Gross pay would make everything look cheaper than it is, because you never get to spend the tax.
Why does time off matter?
Because your salary covers the weeks you rest as well as the weeks you work. Removing holiday weeks from the total gives a truer hourly rate: fewer working hours for the same money means each hour is worth more.
Is this an argument against spending?
No. Plenty of purchases are worth several hours of work, and a life spent refusing all of them is not obviously a better life. The point is to decide in a unit that means something to you, rather than on autopilot.
How does SumiQ help?
SumiQ shows what you actually spend, by voice or a single tap, so the hours add up somewhere you can see them. Everything stays on your device, with no bank login and no account.