SumiQ vs Spendee
Both apps live in the same neighbourhood: colorful, mobile-first expense tracking without the spreadsheet feel. Spendee starts free with manual entry and sells Premium bank sync across 2,500+ providers. SumiQ skips bank connections on purpose: you say what you spent, and everything stays on your iPhone. For transparency: SumiQ is our app - the table sticks to verifiable facts.
| SumiQ | Spendee | |
|---|---|---|
| Price | EUR 2.99/mo or EUR 24.99/yr | Free Basic; Premium $2.99/mo or $22.99/yr |
| Free option | 7-day free trial | ✓ free tier (1 budget, 1 wallet) |
| Entry method | Voice + keyboard | Manual + bank sync (Premium) |
| Voice entry | ✓ | ✕ |
| Bank sync | ✕ | ✓ 2,500+ providers (Premium) |
| Multi-currency | ✓ 27+, auto-converted into one total | ✓ multi-currency wallets |
| AI categories | ✓ on-device | Auto-categorization for synced transactions |
| Budgets | ✓ | ✓ |
| Accounts required | None - no sign-up | Account required |
| Platforms | iPhone (iOS 17+) | iOS, Android, web |
Choose SumiQ if you want
- to log a spend in seconds by saying it - no bank connection, no forms
- your data to stay on the device: no account, no cloud profile to breach
- many currencies converted into one total automatically
- statistics and per-category budgets in one flat subscription
Choose Spendee if you want
- transactions imported automatically from your bank
- a free tier for basic manual tracking
- shared wallets with a partner or family
- a web app alongside iOS and Android
Bottom line: Spendee is a solid choice if automatic bank import matters more than data locality. If you would rather keep finances off servers entirely and capture spending at the speed of speech, that is exactly the trade SumiQ makes.
Sources: Spendee pricing, Spendee bank connect, Millennial Money review, SumiQ on the App Store.
Track spending by voice
Say "coffee 4 euros" - SumiQ logs, converts and categorizes it. Free for 7 days.
Download on the App Store