SumiQ vs Monefy
Both apps bet on the same idea: you log expenses yourself and stay aware of your money - no bank connections. Monefy does it with a famously fast one-tap interface and colorful circles. SumiQ does it with your voice: say "taxi 12 euros" and the entry files itself. In the open: SumiQ is our app - the comparison sticks to verifiable facts.
| SumiQ | Monefy | |
|---|---|---|
| Price | EUR 2.99/mo or EUR 24.99/yr, all features | Free tier + Premium subscription |
| Free option | 7-day free trial | ✓ free tier with basics |
| Entry method | Voice + keyboard | One-tap manual |
| Voice entry | ✓ | ✕ |
| Bank sync | ✕ | ✕ |
| Multi-currency | ✓ 27+, auto-converted into one total | ✓ multi-currency accounts |
| AI categories | ✓ on-device | ✕ |
| Budgets | ✓ | ✓ simple budget mode |
| Accounts required | None - no sign-up | None (optional Drive/Dropbox sync) |
| Platforms | iPhone (iOS 17+) | iOS, Android |
Choose SumiQ if you want
- hands-free entry: say it, and the amount, category, currency and date sort themselves
- spending in several currencies converted into one total automatically
- AI-picked categories instead of tapping through a picker every time
- statistics, budgets and recurring payments included in one subscription
Choose Monefy if you want
- a free tier that covers basic tracking
- Android support or one app across iPhone and Android
- the classic one-tap circle interface with widgets
- backups to your own Google Drive or Dropbox
Bottom line: Monefy is a great one-tap tracker, especially on Android or on a zero budget. SumiQ takes the same manual-first philosophy and removes the last friction: you speak, it files - with currencies converted and categories picked for you.
Sources: monefy.com, Monefy on the App Store, SumiQ on the App Store.
Try SumiQ
Track spending by voice
Say "coffee 4 euros" - SumiQ logs, converts and categorizes it. Free for 7 days.
Download on the App Store