SumiQ vs Monefy

Updated July 2026 · facts from public app pages

Both apps bet on the same idea: you log expenses yourself and stay aware of your money - no bank connections. Monefy does it with a famously fast one-tap interface and colorful circles. SumiQ does it with your voice: say "taxi 12 euros" and the entry files itself. In the open: SumiQ is our app - the comparison sticks to verifiable facts.

SumiQMonefy
PriceEUR 2.99/mo or EUR 24.99/yr, all featuresFree tier + Premium subscription
Free option7-day free trial free tier with basics
Entry methodVoice + keyboardOne-tap manual
Voice entry
Bank sync
Multi-currency 27+, auto-converted into one total multi-currency accounts
AI categories on-device
Budgets simple budget mode
Accounts requiredNone - no sign-upNone (optional Drive/Dropbox sync)
PlatformsiPhone (iOS 17+)iOS, Android

Choose SumiQ if you want

Choose Monefy if you want


Bottom line: Monefy is a great one-tap tracker, especially on Android or on a zero budget. SumiQ takes the same manual-first philosophy and removes the last friction: you speak, it files - with currencies converted and categories picked for you.

Sources: monefy.com, Monefy on the App Store, SumiQ on the App Store.

Try SumiQ

Track spending by voice

Say "coffee 4 euros" - SumiQ logs, converts and categorizes it. Free for 7 days.

Download on the App Store