SumiQ vs Buddy
Two iPhone-native takes on the same worry. Buddy is a budget PLANNER: you set budgets, optionally share them with a partner, split expenses and settle up. SumiQ is a capture-first TRACKER: say "coffee 4 euros" and move on. Said openly: SumiQ is our app - the comparison sticks to verifiable facts.
| SumiQ | Buddy | |
|---|---|---|
| Price | Free + Premium (EUR 2.99/mo or EUR 24.99/yr) | Free basics; Premium $9.99/mo or $49.99/yr |
| Free option | ✓ free tier (manual tracking, dashboard, stats) + 7-day Premium trial | ✓ free tier with basics |
| Entry method | Voice, Apple Pay auto-log, Back Tap + keyboard | Manual + bank import (Premium) |
| Voice entry | ✓ | ✕ |
| Apple Pay auto-logging | ✓ instant, on device | ✕ |
| Bank sync | ✕ | ✓ bank import (Premium) |
| Multi-currency | ✓ 27+, auto-converted into one total | ✓ multiple currencies |
| AI categories | ✓ on-device | ✕ |
| Budgets | ✓ | ✓ budgets-first design |
| Savings goals | ✓ glass piggy banks with liquid progress (new in 1.0.4) | ✓ savings goals in accounts |
| Accounts required | None - no sign-up | Optional account for sync |
| Platforms | iPhone (iOS 17+) | iPhone, iPad, Apple Watch |
Choose SumiQ if you want
- the fastest possible capture: speak, done - category, currency and date sort themselves
- spending in several currencies converted into one clear total
- no accounts at all - data never leaves the device
- a yearly price about half of Buddy Premium
Choose Buddy if you want
- a shared budget with a partner, with splits and settle-up
- transactions imported from your bank account
- planning-first budgeting rather than capture-first tracking
- a free tier to start with
Bottom line: Buddy shines when two people run one budget together. SumiQ wins when the bottleneck is actually logging life as it happens - fast, private and multi-currency. Different bottlenecks, different apps.
Sources: Buddy on the App Store, buddy.download, SumiQ on the App Store.
Try SumiQ
Track spending by voice
Say "coffee 4 euros" - SumiQ logs, converts and categorizes it. Free for 7 days.
Download on the App Store